UCPB YES Personal Loan


UCPB can help you take care of life’s emergencies with a convenient Your Easy Salary loan.

 Interest rate (p.a.)

19.05% - 20.28%

Loan Tenure

1 - 3 years

Approval Duration

Up to 5-7 banking days

Min. monthly income


What's so great about UCPB YES Personal Loan ?

  • Enjoy friendly payment terms from 12 to 36 months.
  • Get a free UCPB eMoney Card as a pay-out option.
  • Borrow any amount from ₱50,000 to ₱1,000,000.

Product Features

Min. financing amount

Metro Manila ₱50,000.00

Provincial ₱20,000.00

Max.financing amount Up to ₱1,000,000.00
Min. loan tenure 1 year
Max. loan tenure 3 years
Interest rate Fixed rate of 18.00% per annum, 1.50% per month add-on
Approval duration Up to 5-7 banking days
Debt consolidation No

Fees & Charges

One time set up
Processing fee ₱1,500.00
Stamp duty ₱1.00 for every ₱200.00 in excess of ₱250,000 of the loan amount
Disbursement & misc. fee N/A
Early settlement 5% p.a. on any balance outstanding
Late payment charges ₱300.00 or 5% p.a. on any balance outstanding, whichever is higher


Age requirement Age 23 - 65
Employment eligibility At least ₱30,000 monthly income
Min. salary requirement ₱30,000 gross per month
Guarantor / Collateral requirement Yes

Other Requirements

Need to open linked banked account? Yes
Other details Method of Payment - Post-dated checks