Don't let unexpected expenses hold you down. Fund your needs or wants with a CTBC Bank's Salary Stretch Personal Loan! Borrow up to ₱2,000,000 and enjoy flexible terms up to 36 months.

• Borrow funds up to ₱2,000,000.
• Get approved within 7 banking days.
• Pay in 18, 24 or 36 monthly installments.
• Monthly add-on rate as low as 1.49%
• No collateral or co-maker needed.
• Get approved in as fast as 24 hours.

ELIGIBILITY CRITERIA

EMPLOYED DOCTORS

• Must be between 25 and 65 years old* upon loan maturity

• With minimum gross monthly income of PhP25,000.00 and working within the Bank's serviceable area

• Employed with the current employer for at least two (2) years on a regular/permanent status

• Have a hospital landline and residence landline or mobile number

• Must be a Filipino citizen

Note: Qualifications may vary subject to the Bank's terms and policies.

*If verified retirement age of company is 60 years old. Borrowers more than 60 years old (but not more than 65 years old) upon loan maturity must submit a Credit Life Insurance.

SELF-EMPLOYED OR CONSULTANT DOCTORS

• Must be between 25 and 65 years old* upon loan maturity

• With minimum gross monthly income of PhP25,000.00 and working within the Bank's serviceable area

• Must be a registered doctor/dentist for at least three (3) years based on Professional Regulatory Commission (PRC) ID

• Have a clinic and residence landline or mobile number (for clinic-based doctors/dentists)

• Must have a residence landline and mobile number (for consultants)

• Must be a Filipino citizen

Note: Qualifications may vary subject to the Bank's terms and policies.

*If verified retirement age of company is 60 years old. Borrowers more than 60 years old (but not more than 65 years old) upon loan maturity must submit a Credit Life Insurance.

REQUIREMENTS

EMPLOYED DOCTORS

• Completely filled out application form

• Photocopy of company / hospital ID

• Photocopy of Professional Regulation Commission (PRC) ID or Proof of Renewal

• Photocopy of latest one (1) month payslip

• Photocopy of Credit Card / Bank Clearance or Certification (if applicable)

• Photocopy of Proof of Billing under current address

• Photocopy of one (1) valid government-issued ID (with photo and signature)

• Signed Data Privacy Notice and Consent Form

SELF-EMPLOYED OR CONSULTANT DOCTORS

• Completely filled out application form
• Photocopy of company / hospital ID
• Photocopy of Professional Regulation Commission (PRC) ID or Proof of Renewal
• Photocopy of latest three (3) months bank statements
• Photocopy of Credit Card / Bank Clearance or Certification (if applicable)
• Photocopy of Proof of Billing under current address
• Signed Data Privacy Notice and Consent Form

Notes:

• Original copies of the documents will be required prior to loan release. Moreover, documents other than those mentioned above may also be required to be submitted.

• No separate loan processing fee, and/or other fees, will be collected by the Bank, its employees, or any of its representative upon application, but a handling fee will be charged against the borrower to be automatically deducted from the loan proceeds.

WHAT PEOPLE SAY