Notice: Due to high volumes of Loan Application, you may experience delays in the processing of your Personal loan application. Rest assured we will update you once your loan has been processed.

Sterling Bank of Asia Personal Loan

Whatever your cash needs, Sterling Bank is there to make it happen for you.
Interest rate (p.a.)

16.80% - 18.00%

Loan Tenure

1 - 3 years

Approval Duration

Up to 5-7 banking days

Min. monthly income


What's so great about Sterling Bank of Asia Personal Loan?

  • Enjoy terms of up to 36 months.
  • Use the loan for whatever you need.
  • Borrow any amount from ₱50,000 to ₱1,000,000.

Product Features

Min. financing amount ₱50,000.00
Max.financing amount Up to ₱1,000,000.00
Min. loan tenure 1 year
Max. loan tenure 3 years
Interest rate Fixed rate of 17.40% per annum, 1.45% per month add-on
Approval duration Up to 5-7 banking days
Debt consolidation No

Fees & Charges

One time set up
Processing fee ₱2,000.00 (employed) / ₱2,500 (self-employed)
Stamp duty ₱1.00 for every ₱200.00 in excess of ₱250,000.00 of the loan amount
Disbursement & misc. fee N/A
Early settlement None if you have informed the bank one month ahead.
Late payment charges ₱300.00 or 5% p.a. on any balance outstanding, whichever is higher


Age requirement Age 21 - 60
Employment eligibility At least ₱30,000.00 monthly income
Min. salary requirement ₱30,000 gross per month
Guarantor / Collateral requirement No

Other Requirements

Need to open linked banked account? Yes
Other details Method of Payment - Post-dated checks