Sterling Bank of Asia Personal Loan

Whatever your cash needs, Sterling Bank is there to make it happen for you.
Interest rate (p.a.)

16.80% - 18.00%

Loan Tenure

1 - 3 years

Approval Duration

Up to 5-7 banking days

Min. monthly income


What's so great about Sterling Bank of Asia Personal Loan?

  • Enjoy terms of up to 36 months.
  • Use the loan for whatever you need.
  • Borrow any amount from ₱50,000 to ₱1,000,000.

Product Features

Min. financing amount ₱50,000.00
Max.financing amount Up to ₱1,000,000.00
Min. loan tenure 1 year
Max. loan tenure 3 years
Interest rate Fixed rate of 17.40% per annum, 1.45% per month add-on
Approval duration Up to 5-7 banking days
Debt consolidation No

Fees & Charges

One time set up
Processing fee ₱2,000.00 (employed) / ₱2,500 (self-employed)
Stamp duty ₱1.00 for every ₱200.00 in excess of ₱250,000.00 of the loan amount
Disbursement & misc. fee N/A
Early settlement None if you have informed the bank one month ahead.
Late payment charges ₱300.00 or 5% p.a. on any balance outstanding, whichever is higher


Age requirement Age 21 - 60
Employment eligibility At least ₱30,000.00 monthly income
Min. salary requirement ₱30,000 gross per month
Guarantor / Collateral requirement No

Other Requirements

Need to open linked banked account? Yes
Other details Method of Payment - Post-dated checks