Security Bank Personal Loan


Get cash when you need it at low interest and flexible terms with Security Bank personal loans.

Interest rate (p.a.)

16.68% - 20.28%

Loan Tenure

1 - 3 years

Approval Duration

Up to 3-5 banking days

Min. monthly income


Application Button

What's so great about Security Bank Personal Loan?

  • Loan tenors from 12 to 36 months.
  • Flexible loan amounts, from ₱30,000 to ₱2,000,000.
  • Monthly add-on rate from 1.39% per month.

Product Features

Min. financing amount ₱30,000.00
Max.financing amount Up to ₱2,000,000.00
Min. loan tenure 1 year
Max. loan tenure 3 years
Interest rate As low as a 1.39% monthly add-on interest rate
Approval duration Up to 3-5 banking days
Debt consolidation No

Fees & Charges

One time set up
Processing fee ₱2,000.00.00 to be deducted from loan amount upon loan booking
Stamp duty ₱1.00 for every ₱200.00 in excess of ₱250,000.00 of the loan amount
Disbursement & misc. fee Notarial fee from ₱125.00 to ₱400.00 depending on the loan amount
Early settlement 5% of remaining principal balance plus any unpaid interest
Late payment charges 3% of the amount due or ₱500.00 whichever is higher


Age requirement Age 21 - 65
Employment eligibility At least ₱15,000.00 monthly income for Metro Manila applicants and ₱12,000.00 for provincial applicants
Min. salary requirement ₱15,000 gross per month
Guarantor / Collateral requirement No

Other Requirements

Need to open linked banked account? Yes
Other details Method of Payment - Post-dated checks