Maybank Enable Personal Loan

Get the lowest add-on rates available in the Philippines, for all your cash needs.
Interest rate (p.a.)

15.60% - 15.60%

Loan Tenure

1 - 3 years

Approval Duration

Up to 5-10 working days

Min. monthly income



What's so great about Maybank Enable Personal Loan?

  • 1.1% add-on per month for employed borrowers and 1.3% for self-employed borrowers.
  • Borrow any amount from ₱50,000 to ₱1,000,000.
  • Flexible terms from 12 to 36 months.

Product Features

Min. financing amount ₱50,000.00
Max.financing amount Up to ₱1,000,000.00
Min. loan tenure 1 year
Max. loan tenure 3 years
Interest rate Fixed interest rate starting at 1.30% per month for employed / self - employed
Approval duration Up to 5-10 working days
Debt consolidation No

Fees & Charges

One time set up
Processing fee ₱2,000.00
Stamp duty ₱1.00 for every ₱200.00 in excess of ₱250,000.00 of the loan amount
Disbursement & misc. fee N/A
Early settlement None if you have inform the bank one month ahead.
Late payment charges 5.00% p.a. on any balance outstanding


Age requirement Age 23 - 55
Employment eligibility At least ₱25,000.00 monthly income for employed or ₱200,000 for self-employed
Min. salary requirement ₱25,000 gross per month
Guarantor / Collateral requirement No

Other Requirements

Need to open linked banked account? Yes
Other details Method of Payment - Cash, Online banking, Check or ATM Transfers