Notice: Due to high volumes of application , you may experience delays in the processing of your Personal loan application. Rest assured we will update you once your loan has been processed.

Maybank Enable Personal Loan

Get the lowest add-on rates available in the Philippines, for all your cash needs.
Interest rate (p.a.)

15.60% - 15.60%

Loan Tenure

1 - 3 years

Approval Duration

Up to 5-10 working days

Min. monthly income



What's so great about Maybank Enable Personal Loan?

  • 1.1% add-on per month for employed borrowers and 1.3% for self-employed borrowers.
  • Borrow any amount from ₱50,000 to ₱1,000,000.
  • Flexible terms from 12 to 36 months.

Product Features

Min. financing amount ₱50,000.00
Max.financing amount Up to ₱1,000,000.00
Min. loan tenure 1 year
Max. loan tenure 3 years
Interest rate Fixed interest rate starting at 1.30% per month for employed / self - employed
Approval duration Up to 5-10 working days
Debt consolidation No

Fees & Charges

One time set up
Processing fee ₱2,000.00
Stamp duty ₱1.00 for every ₱200.00 in excess of ₱250,000.00 of the loan amount
Disbursement & misc. fee N/A
Early settlement None if you have inform the bank one month ahead.
Late payment charges 5.00% p.a. on any balance outstanding


Age requirement Age 23 - 55
Employment eligibility At least ₱25,000.00 monthly income for employed or ₱200,000 for self-employed
Min. salary requirement ₱25,000 gross per month
Guarantor / Collateral requirement No

Other Requirements

Need to open linked banked account? Yes
Other details Method of Payment - Cash, Online banking, Check or ATM Transfers