Interest rate (p.a.)
15.60% - 15.60% |
Loan Tenure
1 - 3 years |
Approval Duration
Up to 5-10 working days |
Min. monthly income
₱25,000 |
| Min. financing amount | ₱50,000.00 |
| Max.financing amount | Up to ₱1,000,000.00 |
| Min. loan tenure | 1 year |
| Max. loan tenure | 3 years |
| Interest rate | Fixed interest rate starting at 1.30% per month for employed / self - employed |
| Approval duration | Up to 5-10 working days |
| Debt consolidation | No |
| One time set up | |
|---|---|
| Processing fee | ₱2,000.00 |
| Stamp duty | ₱1.00 for every ₱200.00 in excess of ₱250,000.00 of the loan amount |
| Disbursement & misc. fee | N/A |
| Penalties | |
|---|---|
| Early settlement | None if you have inform the bank one month ahead. |
| Late payment charges | 5.00% p.a. on any balance outstanding |
| Age requirement | Age 23 - 55 |
| Employment eligibility | At least ₱25,000.00 monthly income for employed or ₱200,000 for self-employed |
| Min. salary requirement | ₱25,000 gross per month |
| Guarantor / Collateral requirement | No |
| Need to open linked banked account? | Yes |
| Other details | Method of Payment - Cash, Online banking, Check or ATM Transfers |