Notice: Due to high volumes of Loan Application, you may experience delays in the processing of your Personal loan application. Rest assured we will update you once your loan has been processed.

EastWest Bank Personal Loan

Eastwest Bank Personal Loans
Whatever your cash needs, an EastWest Bank personal loan can be your quick and easy solution.
 Interest rate (p.a.)

22.68% - 22.68%

Loan Tenure

1 - 3 years

Approval Duration

Within 5 to 7 banking days

Min. monthly income



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What's so great about EastWest Bank Personal Loan?

  • Processing time within 5 - 7 banking days.
  • Borrow any amount from ₱25,000 to ₱2,000,000.
  • Monthly add-on rate from 1.49% per month.

Product Features

Min. financing amount ₱25,000.00
Max.financing amount Up to ₱2,000,000.00
Min. loan tenure 1 year
Max. loan tenure 3 years
Interest rate Fixed rate of 22.68% per annum, 1.89% per month add-on
Approval duration Within 5 to 7 banking days
Debt consolidation No

Fees & Charges

One time set up
Processing fee ₱1,900.00
Stamp duty ₱1.00 for every ₱200.00 of the approved loan amount or a fraction thereof for PNs greater than ₱250,000
Disbursement & misc. fee N/A
Other fees Returned check fee is ₱1,000.00 and ₱200.00 for check replacement fee.
Early settlement ₱500.00 or 8% of the outstanding principal whichever is higher
Late payment charges ₱500.00 per month or 8% per month of the past due amount, whichever is higher


Age requirement Age 21 - 65
Employment eligibility At least ₱15,000.00 monthly income
Min. salary requirement ₱15,000 gross per month
Guarantor / Collateral requirement No

Other Requirements

Need to open linked banked account? Yes
Other details Method of Payment - Post-dated Checks