EastWest Bank Personal Loan

Eastwest Bank Personal Loans
Whatever your cash needs, an EastWest Bank personal loan can be your quick and easy solution.
 Interest rate (p.a.)

22.68% - 22.68%

Loan Tenure

1 - 3 years

Approval Duration

Within 5 to 7 banking days

Min. monthly income



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What's so great about EastWest Bank Personal Loan?

  • Processing time within 5 - 7 banking days.
  • Borrow any amount from ₱25,000 to ₱2,000,000.
  • Monthly add-on rate from 1.49% per month.

Product Features

Min. financing amount ₱25,000.00
Max.financing amount Up to ₱2,000,000.00
Min. loan tenure 1 year
Max. loan tenure 3 years
Interest rate Fixed rate of 22.68% per annum, 1.89% per month add-on
Approval duration Within 5 to 7 banking days
Debt consolidation No

Fees & Charges

One time set up
Processing fee ₱1,900.00
Stamp duty ₱1.00 for every ₱200.00 of the approved loan amount or a fraction thereof for PNs greater than ₱250,000
Disbursement & misc. fee N/A
Other fees Returned check fee is ₱1,000.00 and ₱200.00 for check replacement fee.
Early settlement ₱500.00 or 8% of the outstanding principal whichever is higher
Late payment charges ₱500.00 per month or 8% per month of the past due amount, whichever is higher


Age requirement Age 21 - 65
Employment eligibility At least ₱20,000.00 monthly income
Min. salary requirement ₱20,000 gross per month
Guarantor / Collateral requirement No

Other Requirements

Need to open linked banked account? No
Other details Method of Payment - Post-dated Checks