China Bank Savings - Easi-Funds Personal Loan

China Bank Savings - Easi-Funds Personal Loan

China Bank Savings - Easi-Funds Personal Loan

Enjoy low interest rates and flexible payment terms on your financing needs with Easi-Funds Personal Loan. Maximum loan amount of P1 million payable from 12 months up to 36 months at 1.55% rate per annum.

Interest rate (p.a.)

32.73% - 35.7%

Loan Tenure

1 - 3 years

Approval Duration

Up to 3-5 banking days

Min. monthly income



Online Loan Application


What's so great about China Bank Savings - Easi-Funds Personal Loan ?

  • Loan tenors from 12 to 36 months.
  • Flexible loan amounts, from ₱30,000 to ₱1,000,000.
  • Monthly add-on rate from 1.55% - 1.75% per month.

Product Features

Min. financing amount ₱20,000.00
Max.financing amount Up to ₱1,000,000.00
Min. loan tenure 1 year
Max. loan tenure 3 years
Interest rate As low as a 1.55% monthly add-on interest rate
Approval duration Up to 3-5 banking days
Debt consolidation No

Fees & Charges

One time set up
Processing fee ₱Php 2,000.00 or 1% of the approved loan amount whichever is higher to be deducted from loan amount upon loan booking
Stamp duty ₱ 1.50 for every ₱ 200 of the approved loan amount (including interest) or a fractional part thereof for PN’s greater than ₱ 250,000
Disbursement & misc. fee -



Age requirement Age 21 - 60
Employment eligibility At least ₱30,000.00 monthly income for Metro Manila and  provincial applicants
Min. salary requirement ₱30,000 gross per month
Guarantor / Collateral requirement No


Easi-Funds Personal loan is a non-collateral salary loan for your immediate financial needs such as debt consolidation, education, home renovation or travel. It offers low interest rates and easy repayment options. Borrow money anywhere from P30,000 up to P1M at 1.55% interest rates per month.