A Multi-purpose Personal Loan for anything you need

Use our Personal Loan for anything you need. Dito, Pwede!

Personal Loan



You can use our multi-purpose Personal Loan to pay for essential expenses, education, business expenses, or any other cash expense. Consider our personal loan as a safety net in times when you need that financial boost.

Loanable Amount

P30,000 to P2,000,000

Payment Terms

12 to 36 Months

Monthly Add-On Rate*

1.39% - 1.89%

Approval Time

5 banking days


* Rates shown are indicative only and may change upon approval.

* Junrix E-Services will never ask you to pay a facilitation fee for your application. If you receive a call, SMS, or email asking you to pay a facilitation fee, do not engage.

◼️ Don’t put your plans on hold

Our Personal loan is specifically tailored to make your dreams come true

◼️ No collateral required

Get your desired cash without worries

◼️ Flexible loanable amount

Borrow anywhere from P30,000 to P2,000,000

◼️ Approval within 5 banking days

Application only takes 10 minutes, and you can get approved in as fast as 5 days!


Ready to apply?

Our application is fast, online, and seamless. We’ll be with you every step of the way.

Multi-Purpose Personal Loan Application

Documentary Requirements

Completely Filled out and signed application form. 

 If Employed:

One (1) valid government-issued photo ID

One (1) Company ID

Income Documents, All of the following:

▪️ Latest Certificate of Employment and Compensation (Required for BPO/ CALL CENTER/ Banking/ Selected companies)

▪️ Latest ITR (Supporting Docs- Preferred but not required)

▪️ Latest three (3) months pay slips

 If Self-Employed:

▪️ Two (2) valid government-issued photo ID

▪️ Latest 1-year Audited Financial Statement (AFS) with at least the previous year’s comparative financials

▪️ SEC Registration / DTI Certificate

▪️ Business Permit / Mayor’s Permit

▪️ Latest three (3) months bank statements

▪️ Latest GIS (if corporation)

▪️ List of 3 trade references (at least 1 supplier and 2 customers) with contact details.


  • At least 21 years old at the time of application but not more than 65 years old upon loan maturity
  • Must be a Filipino Citizen
  • Must have an office or residence landline.

If Employed

Must be with the current company for at least six (6) months on a regular / permanent status. 3 years employed for Call Center Employees.

For Metro Manila: PHP25,000

For outside Metro Manila: PHP20,000

For BPO/CALL CENTER employees : PHP25,000

If Self-employed:

  • Must be between 23 and 65 years old upon loan maturity
  • With minimum gross monthly income of PhP100,000. For Metro Manila-based applicants or PhP100,000. for provincial-based applicants within the Bank's serviceable area
  • Have a business registered in existence of operation for at least three (3) years for Service Industries or five (5) years for Trading and other industries
  • With office and home landline and/or mobile number
  • Must be a credit cardholder 
  • Must be a Filipino citizen


  • All applicants with incomplete information and lacking requirements will not be processed.
  • Original copies of the documents will be required prior to loan release. Moreover, documents other than those mentioned above may also be required to be submitted.
  • No separate loan processing fee, and/or other fees, will be collected by the Bank, its employees, or any of its representative upon application, but a handling fee will be charged against the borrower to be automatically deducted from the loan proceeds.