A Multi-purpose Personal Loan for anything you need

Use our Personal Loan for anything you need. Dito, pwede!

Personal Loan
You can use our multi-purpose Personal Loan to pay for essential expenses, education, business expenses, or any other cash expense. Consider our personal loan as a safety net in times when you need that financial boost.

Loanable Amount P20,000 to P2,000,000
Payment Terms 12 to 36 Months
Monthly Add-On Rate* 1.89%
Approval Time 5 banking days
* Estimated APR at 36 months is 37.53%
* Rates shown are indicative only and may change upon approval.
* Junrix E-Services will never ask you to pay a facilitation fee for your application. If you receive a call, SMS, or email asking you to pay a facilitation fee, do not engage. 
◼️ Don’t put your plans on hold
Our Personal loan is specifically tailored to make your dreams come true
◼️ No collateral required
Get your desired cash without worries
◼️ Flexible loanable amount
Borrow anywhere from P20,000 to P2,000,000
◼️ Approval within 5 banking days
Application only takes 10 minutes and you can get approved in as fast as 5 days!

WHAT PEOPLE SAY

Ready to apply?

Our application is fast, online, and seamless. We’ll be with you every step of the way.

Multi-Purpose Personal Loan Application

Documentary Requirements

A. Completely Filled out and signed application form. 
B. If Employed:
One (1) valid government-issued photo ID
One (1) Company ID
Income Documents, any of the following:
▪️Certificate of Employment and Compensation
– issued within the last six (6) months
▪️Latest ITR
▪️Latest three (3) months payslip
C. If Self-Employed:
▪️One (1) valid government-issued photo ID
▪️Latest 1-year Audited Financial Statement (AFS) with at least the previous year’s comparative financials
▪️SEC Registration / DTI Certificate
▪️Business Permit / Mayor’s Permit
▪️Latest three (3) months bank statements
▪️Latest GIS (if corporation)
▪️List of 3 trade references (at least 1 supplier and 1 customer) with contact details
Note: Additional documents may be required to process the loan.

Eligibility

At least 21 years old at the time of application but not more than 65 years old upon loan maturity
Must be a Filipino Citizen
Must have an office or residence landline.
If Employed
For Metro Manila: PHP25,000
For outside Metro Manila: PHP20,000
If Self-employed:
For Self-Employed or Self-Employed Professionals, borrower must be the owner or a majority owner with at least 40% stake AND the business has been operating profitably for at least 2 years with at least 1 trade reference.
Minimum gross monthly income of P100,000

Our Bank Partners 
SB Finance  CTBC BANK

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