ORCR CashMax: Fast & Easy Loan Access

Turn Your Car’s OR/CR into Cash—and Keep Your Unit!

Need fast financial assistance? Junrix e-Services, an accredited loan advisor for Unistar Credit and Finance Corporation, makes securing funds easier by allowing you to use your vehicle's Official Receipt and Certificate of Registration (OR/CR) as collateral. With quick approvals and flexible options, you get the support you need while continuing to drive your car for work or personal use.

Pro Tip: No fees are collected upfront. Processing fees and taxes are simply deducted from your loan proceeds upon release.

💰 Loan Rates & Flexible Terms
We have updated our rates to include the latest vehicle models and competitive monthly interest:

| Year Model | Monthly Interest Rate | Processing Fee | Max Loan Term |
|---|---|---|---|
| 2019 – 2026 | 1.20% | 5% | Up to 36 Months |
| 2017 – 2018 | 1.35% | 5% | Up to 36 Months |
| 2015 – 2016 | 1.50% | 5% | Up to 24 Months |

🚗 Vehicle Qualifications

To qualify for the ORCR CashMax program, your vehicle must meet the following:
 Age: 0 to 12 years old upon loan maturity.
 Type: Registered as Private or TNVS.
 Condition: Good running and physical condition.

Accepted Brands: Japanese (Toyota, Mitsubishi, Honda, etc.), Korean (Hyundai, Kia), American (Ford, Chevrolet), and European (BMW, Mercedes-Benz).

Not Accepted: Electric vehicles and Japan Surplus units.

📌 Who Can Apply? 

Filipino Citizens aged 23 to 65 years old.
Must be currently Employed or Self-Employed.
Located in our Service Areas: Entire NCR, Rizal, Laguna, Batangas, Cavite, Bulacan, Pampanga, Tarlac, Bataan, parts of Zambales/Nueva Ecija, and the Davao Region.

📋 Requirements Checklist
Ensure you have these documents ready for a smooth application:

Personal & Income Documents:
  2 Valid Government IDs.
 Proof of Residence (latest Electric or Water Bill).
 Employed: Latest Payslip and Certificate of Employment.
 Self-Employed: Bank Statements, DTI, and Business Permit.

Vehicle Documents:
Original Official Receipt (OR) and Certificate of Registration (CR).
LTO Blue Form / Stencil.

⚡ Your 3-Step Journey to Funding
 Sales & Pre-screening: We assist you with the initial assessment and completion of requirements.
 Credit Evaluation: The process includes a tele-credit investigation, vehicle appraisal, and document validation.
 Loan Release: Sign your loan documents and receive your proceeds—keep your car and stay on the road!

APPLY NOW

Junrix e-Services: Connecting you to secure financial solutions quickly and safely.