AFC Motors Motorcycle Financing
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Financing options
Choose the motorcycle category that fits your needs
01 / EVERYDAY RIDES
Low-End to Mid-Range
For Big 4 Japanese brands — Yamaha, Honda, Kawasaki and Suzuki.
Minimum down payment: 10% of SRP
Terms: 12–36 months
For China and non-China brands:
Minimum down payment: 20% of SRP
Terms: 12–36 months
02 / PREMIUM RIDES
Big Bikes
Financing options for big bikes across all brands.
Down payment: 30%
Terms: 12–60 months
03 / NEXT-GENERATION RIDES
Hybrid & Electric
Financing options for hybrid and electric motorcycles across all brands.
Down payment: 30%
Terms: 12–36 months
Financing at a glance
Financing
Up to 90%
of SRP, subject to category and approval
Interest rate in partner orientation
Up to 1.99%
per month
Processing fee in partner orientation
5%
add-on
Rates, fees, down payment, loanable amount and terms are subject to AFC Motors' current guidelines and final assessment. Confirm the applicable computation for your selected unit before applying.
Who may apply?
Filipino citizen
21 to 65 years old
Regular employees
Operating for at least one year
Minimum monthly income
| Applicant profile | Minimum income |
|---|---|
| Single, without co-borrower | ₱20,000 |
| Single, with co-borrower | ₱30,000 combined |
| Married with dependents | ₱30,000 combined with spouse |
All qualifications and income requirements are subject to AFC Motors' assessment.
Prepare your application requirements
- Completed application form
- Two valid IDs (at least one primary ID)
-
Proof of income:
- Employed: 1.5 months' payslips, latest COE/ITR, or 1–2 months' payroll bank statement
- With business: DTI registration and business permit
- OFW: 1–2 months' remittances
- Proof of billing
For a co-borrower: two valid government IDs (at least one primary ID) and proof of income. If married and the spouse is not a co-borrower, one valid government ID of the spouse is required.
A guided application process
Send an inquiry
Tell us your preferred motorcycle brand and model.
Initial information check
We help review your initial details and documents.
Application assistance
We guide you through the submission process.
Credit evaluation
AFC Motors evaluates your application and decides on approval.
Next steps
If approved, complete the lender's documents and coordinate unit release.
Let's get you moving
Have a motorcycle in mind?
Message Junrix e-Services for initial screening and step-by-step application assistance.
MESSAGE JUNRIX ON MESSENGER →YOUR GOALS. OUR SERVICES.
Important financing disclosure
Junrix e-Services is not a lender and does not approve or release loans. It assists customers with inquiries, initial screening, and application submission as a sales partner of AFC Motors Financing Inc. All applications are subject to AFC Motors' credit investigation, approval, current policies, and applicable terms and conditions. The information on this page is based on the AFC Motors Sales Partners Orientation material and may change. Confirm current rates, fees, requirements, and availability before applying.