RFC Personal Loan


Guaranteed cash whenever you need it!

 Interest rate (p.a.)

42.00% - 42.00%

Loan Tenure

0.5 - 1 years

Approval Duration

3-5 working days

Min. monthly income



What's so great about RFC Personal Loan?

  • No collateral required
  • Up to ₱50,000 loan approval
  • Apply for a loan with a monthly income of as low as ₱7,000 (provincial) or ₱10,000 (Metro Manila)

Product Features

Min. financing amount ₱5,000.00
Max.financing amount ₱50,000.00
Min. loan tenure 3 months
Max. loan tenure 12 months
Interest rate 3.5% per month
Approval duration 3-5 working days
Debt consolidation No

Fees & Charges

One time set up
Processing fee 6% of approved loan amount
Stamp duty 12 months = (PNV / 200) x 1.5; < 12 months = ((PNV /200) x 1.5) x (term / 12)
Disbursement & misc. fee ₱200 notarial fee
Early settlement N/A
Late payment charges 5% of amount due


Age requirement Age 21 - 64
Employment eligibility At least 6 months employed (permanent status) or at least 1 year employed for BPO / Contractual / Under agency
Min. salary requirement ₱7,000 gross per month
Guarantor / Collateral requirement No Collateral requirement / No Co-maker or Guarantor requirement (although there are some instances where co-maker may be required)

Other Requirements

Need to open linked banked account? No
Other details Third Party Payment Channels ECPay (available in 7/11 stores), Bayad Center, Metrobank, Eastwest Bank, UCPB, RCBC and BDO