Notice: Due to high volumes of Loan Application, you may experience delays in the processing of your Personal loan application. Rest assured we will update you once your loan has been processed.

RFC Personal Loan


Guaranteed cash whenever you need it!

 Interest rate (p.a.)

42.00% - 42.00%

Loan Tenure

0.5 - 1 years

Approval Duration

3-5 working days

Min. monthly income



What's so great about RFC Personal Loan?

  • No collateral required
  • Up to ₱50,000 loan approval
  • Apply for a loan with a monthly income of as low as ₱7,000 (provincial) or ₱10,000 (Metro Manila)

Product Features

Min. financing amount ₱5,000.00
Max.financing amount ₱50,000.00
Min. loan tenure 3 months
Max. loan tenure 12 months
Interest rate 3.5% per month
Approval duration 3-5 working days
Debt consolidation No

Fees & Charges

One time set up
Processing fee 6% of approved loan amount
Stamp duty 12 months = (PNV / 200) x 1.5; < 12 months = ((PNV /200) x 1.5) x (term / 12)
Disbursement & misc. fee ₱200 notarial fee
Early settlement N/A
Late payment charges 5% of amount due


Age requirement Age 21 - 64
Employment eligibility At least 6 months employed (permanent status) or at least 1 year employed for BPO / Contractual / Under agency
Min. salary requirement ₱7,000 gross per month
Guarantor / Collateral requirement No Collateral requirement / No Co-maker or Guarantor requirement (although there are some instances where co-maker may be required)

Other Requirements

Need to open linked banked account? No
Other details Third Party Payment Channels ECPay (available in 7/11 stores), Bayad Center, Metrobank, Eastwest Bank, UCPB, RCBC and BDO